Danai.id
is a Peer-To-Peer (P2P) Lending platform connecting borrowers and lenders. Danai.id is registered and regulated at Indonesia’s Financial Services Authority or OJK (Otoritas Jasa Keuangan) as a Peer-To-Peer Lending provider.
Danai.id provides consumer loans for individuals and productive loans for SMEs, offering opportunities for both the public and financial institutions to finance these loans at competitive and attractive interest rates. Borrowers can conveniently apply for loans online, making the process convenience of paperless, accessible 24/7 and right to their fingertips.
Danai.id's Innovative Loan Process
Loan Application by Borrower
Borrowers, whether individuals or SMEs, initiate their loan applications through the Danai.id platform. Applicants are required to include crucial documents such as sales invoices as part of the loan application process.
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Document Collection
After the documents are received, Danai.id processes them for further processing. These documents are generally digital files uploaded by the borrower through the online platform.
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Implementation of OCR
GLAIR Paperless with OCR is integrated within Danai.id. OCR extracts data from uploaded documents, converting invoices or other files into digital format. This eliminates manual input, reducing processing time and potential errors.
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Verification and Compliance
OCR-extracted data is verified and analyzed for compliance with Danai.id's Risk Acceptance Criteria. This includes authenticating documents, ensuring loan amounts are suitable based on the borrower's income or business activities, and assessing risks.
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Loan Evaluation and Approval
Based on the verified and processed data, the credit analyst team at Danai.id assesses the creditworthiness of the borrower. If all conditions are met and the risks are within acceptable limits, the loan is approved.
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Funds Disbursement
Following approval, the loan funds are disbursed to the borrower. This process is also fully digital, ensuring efficiency and speed in the disbursement of funds.
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Danai.id ensures that loans to prospective borrowers are evaluated, and comply with the Risk Acceptance Criteria (RAC) established using specific evaluation methodology. As the process is paperless, Danai.id cooperates with GLAIR for its Optical Character Recognition (OCR) service, to streamline the data entry process, saving time and reducing errors.
-Testimonial Danai.id
Looking to transform your document management processes and improve your company's operational efficiency? Contact us at hi@glair.ai and discover how you can benefit from GLAIR Paperless with OCR. Take the first step toward a more efficient and error-free document management system today!
